Emergency Fund Calculator
Find your emergency fund target from monthly expenses and months of coverage. Track how much you still need.
Emergency fund details
Months of coverage desired
Target emergency fund
$18,000.00
6 months of essential expenses
$13,000.00
Amount still needed
27.8%
Progress
$5,000.00
Current savings
Fund progress27.8%
Most advisors suggest 3–6 months of essential expenses; self-employed households often aim for 6–12 months. Adjust based on your job stability and obligations.