401(k) Contribution Calculator

Estimate employee and employer 401(k) contributions with match rules, plus optional growth projection.

Salary & contributions

Annual salary ($)

Employee deferral (% of salary)

Employer match rate (%)

Match limit (% of salary)

Example: a 50% match up to 6% of salary means the employer contributes 50% of your deferrals on the first 6% of pay you contribute.

Optional projection

Show projected balance with yearly contributions

Expected annual return (%)

Years contributing

Total annual contribution

$8,250.00

You: $6,000.00 · Employer: $2,250.00

$6,000.00

Annual employee deferral

$2,250.00

Annual employer match

$521,805

Projected balance (25 yrs @ 7.0%)

$206,250

Total contributed over period

This is a simplified estimate. IRS contribution limits, vesting schedules, catch-up contributions, Roth vs. traditional treatment, and plan-specific rules may differ. Consult your plan documents and a tax professional.