Down Payment Calculator
Calculate down payment amount, percent, or affordable home price from the numbers you know.
Down payment
Home price and down payment % → down $ and loan
Loan amount
$320,000
$400,000
Home price
$80,000
Down payment
20.00%
Down %
What the tool does
Down Payment Calculator finds down payment amount, percent, or an affordable home price from the numbers you already know.
How to use it
- Enter the known values (price, percent, or cash available).
- Solve for the missing down payment figure.
- Use the result while shopping or talking to lenders.
Supported formats
- Home prices, down payment percents, cash amounts
Privacy & security
This tool runs entirely in your browser. Your data never leaves your device — nothing is uploaded to our servers.
FAQs
- How much down payment do I need?
- It depends on the loan program. Some allow low down payments; 20% often avoids PMI on conventional loans.
- Does this include closing costs?
- It focuses on down payment math. Budget separately for closing costs and reserves.
- Is data private?
- Yes.