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Compound Interest Calculator

Calculate compound interest and future value with optional monthly contributions. Free online savings growth tool.

Investment details

Future value

$20,096.61

$10,000.00

Total contributions

$10,096.61

Interest earned

What the tool does

Compound Interest Calculator projects future value with compound growth and optional recurring contributions for savings and investment sketches.

How to use it

  1. Enter starting principal, rate, and time period.
  2. Add monthly contributions if applicable.
  3. Review projected future value and growth.

Supported formats

  • Currency amounts, annual rates (%), time periods

Privacy & security

This tool runs entirely in your browser. Your data never leaves your device — nothing is uploaded to our servers.

FAQs

How often does interest compound?
The calculator uses the compounding frequency shown in the UI (for example monthly). Match it to your account when possible.
Does this include taxes or fees?
Usually no. It is a growth estimate before taxes, fees, or market volatility.
Are inputs stored?
No.